Banking and finance

IVVK Lawyers Banking and Finance

As banking and financial markets evolve and businesses operate within an increasingly interconnected global economy, legal expertise in complex financial transactions has never been more critical.

At IVVK Lawyers, we provide comprehensive legal support in this dynamic landscape. Our team contributes to the development of new legislation and policy in collaboration with the Serbian government. We have built strong relationships with international partners and actively participate in global legal and financial forums.

Our practice includes significant involvement with non-performing loans (NPLs), and we regularly advise on complex financial transactions secured by various types of collateral.

Corporate Finance

Our team closely monitors international financial developments to deliver up-to-date, strategic advice. We have extensive experience drafting loan agreements for both borrowers and lenders, advising on private equity funds, and supporting clients in commercial negotiations and intercompany funding.

We provide guidance on:

  • Bilateral and syndicated loans
  • Bond issues
  • Security arrangements
  • Intercompany funding (including cash pooling)
  • Securitization
  • Factoring and leasing

Changes to ways in which acquisitions are financed have shifted the manner in which banks, sponsors and borrowers relate to each other and present considerable challenges to law firms. We have vast experience in mergers and acquisitions and take pride in keeping abreast of current market conditions. We are able to act for domestic and international clients on a range of acquisition and merger issues, both straightforward and complex. Our expertise spans a whole range of issues both domestic and international with regard to M&A transactions.

We are able to advise on:

  • Bilateral and syndicated loans, including revolving credit facilities
  • Mezzanine capital and other subordinated debt
  • Bond issues, including high yield bonds
  • Intercreditor relations
  • Granting of security

Shifting markets across borders and changing markets can be challenging when dealing with registration issues and transactions in financing shipping. We have experience in representing vessels both at home and abroad with financing, particularly with shipping loans.

We have a great deal of experience in advising clients on all legal matters relating to shipping and have developed strong links with colleagues abroad with whom we can work in partnership if the need arises.

We advise on:

  • Financing structures
  • Loan agreements
  • Security documents, including international security
  • Enforcement and realisation of security, including vessels
  • Arrest, detention, maintenance, insurance and operation of vessels

We advise on all aspects of project and export finance, including cross-border and domestic ventures. Our team provides full documentation support and has particular expertise in renewable energy projects. We work with investors, lenders, sponsors, banks, and other institutions.

Our services include:

  • Finance, syndication, and funding structures
  • Loan agreements
  • Guarantees, security, and performance-based documentation

Many Serbian businesses, especially those with international operations, are facing financial strain due to recent geopolitical and market shifts. IVVK Lawyers advises clients on all aspects of restructuring, including insolvency, loan enforcement, and crisis management. We work with companies, banks, and financial institutions to deliver tailored legal solutions for distressed situations.

Our services include:

  • Distressed loan refinancing
  • Enforcement of loans and collateral
  • Bank-enterprise restructuring agreements
  • Banking crisis management (solvency, liquidity)
  • Financial litigation

Alta Banka Bankruptcy: Large Companies Have No Deposit Insurance — What They Can Do

Payout of insured deposits of Alta Banka a.d. Beograd began on 13 November 2026. For individuals, entrepreneurs and micro, small and medium-sized companies this means recovery of up to EUR...

Filing creditor claims in the Alta Banka bankruptcy: deadline, content and procedure

On 3 November 2026, the Commercial Court in Belgrade opened bankruptcy proceedings against Alta Banka a.d. Beograd, and the Deposit Insurance Agency was appointed bankruptcy administrator. For every creditor whose...

IVVK Lawyers Secures Umbrella AIF and Sub-Fund Licences for STAR FINANCE

We are pleased to announce that, in a licensing procedure led by IVVK Lawyers, the Securities Commission of the Republic of Serbia has issued a decision granting our client, the...

Alta Banka Bankruptcy: What Companies and Entrepreneurs Should Do

Alta Banka is in bankruptcy: how companies and entrepreneurs collect the insured deposit, file creditor claims above EUR 50,000 and keep the business running....

Alta Banka Bankruptcy: How to Recover Your Money

On 30 October 2026, the National Bank of Serbia (NBS) revoked the operating license of Alta Banka a.d. Beograd, following supervisory measures and a previously imposed interim measure. At the...

Tokenization in Serbia: A Legal Guide for Investors and Businesses

Why is Serbia one of the most attractive jurisdictions for tokenization in Europe? In 2021, Serbia became one of the first countries in Europe to adopt a comprehensive legal framework...